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Vibrant Publishers

Personal Finance Essentials You Always Wanted to Know

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Format

With the help of this book, you will:

  • Learn how to budget, save, and invest for your future.
  • Get an overview of home ownership, taxation, insurance, and retirement planning.
  • Calculate your income, expenses, and budget using practical templates.
  • Become better at managing your finances.

 

BOOK SAMPLE

 

Personal Finance Sample 202... by Vibrant Publishers

Bibliographic Details

Pages : 222 pages

Paperback (ISBN): 9781636511849

eBook (ISBN): 9781636511856

Hardback (Color): 9781636511863

Trim Size: 5.5” x 8.5”

Category: Business & Economics

Author:  Ankur Mithal

Description

Personal Finance Essentials You Always Wanted to Know is a guide that will help you understand money and manage it like a pro.

Do you break out into a sweat at the mention of the word ‘financial planning?’  Do you often struggle with meeting your expenses? Do you worry about the future and ensuring your financial stability? And is the time for filing tax returns stressful for you?

Countless others go through the same experience, but it need not be this way. 

This book answers all your pressing questions about finance and many more. It makes an effort to remove the fear that is often associated with the subject of finance by offering all the essentials in a conversational manner to engage the readers. Packed with fun facts and quizzes, it tackles subjects that constitute the world of personal finance which everyone has to deal with, whether we like it or not. With the help of this book, you will:

  • Learn how to budget, save, and invest for your future.
  • Get an overview of home ownership, taxation, insurance, and retirement planning.
  • Calculate your income, expenses, and budget using practical templates.
  • Become better at managing your finances.

Personal Finance Essentials is a ready reckoner for individuals who would like to know more but do not know where to start. It could be you and me, or students beginning a course in Finance, or youngsters exploring different lines of education and career. It could also be an organization attempting to help employees understand money management. This book has something for everyone. 

It is a part of the Self-Learning Management Series designed to help students, managers, career switchers, and entrepreneurs learn essential management lessons.

About the Author

Ankur Mithal is a widely experienced business professional. In over 15 years with Standard Chartered Bank, he worked in Sales, Project Management as well as Operations, operating out of Kolkata, Delhi, Hong Kong, Mumbai, and Singapore. He was involved in a number of improvement interventions in the BPO industry that straddled the disciplines of Organizational Development as well as Quality which created interest and enabled him to learn about them. He is also the author of Organizational Development Essentials by Vibrant Publishers.

About the Series

The Self-Learning Management Series is designed to help students, new managers, career switchers, and entrepreneurs learn essential management lessons and covers every aspect of business, from HR to Finance to Marketing to Operations across any and every industry. Each book includes basic fundamentals, important concepts, and standard and well-known principles as well as practical ways of application of the subject matter.

Editorial Reviews

Personal Finance Essentials You Always Wanted To Know is an introductory source for those wanting to learn basic personal finance concepts. I often find that personal finance books either over-complicate or over-promise the benefits to the reader. However, this work does an effective job of bridging the gap between practice and theory by only emphasizing the essential components of both. By exposing the reader to a broad range of important concepts, this book is an appropriate starting point for those needing a framework to understand the importance and application of personal finance concepts within their own life.      

- James Meersman, Assistant Professor,  Juniata College

Ankur Mithal's Personal Finance Essentials You Always Wanted to Know provides a thorough overview of personal finance topics for the novice and others who want to backfill holes in their knowledge. 

I'm pretty savvy on many of the topics discussed in this book, but still, Mithal managed to surprise me with facts I didn't know. The book is written in layperson language, making it easy to understand and consume. I didn’t have to look up words or memorize ideas to figure out what Mithal was saying. He kept it so simple that each topic organically grew from prior ones. Each chapter includes a chapter summary and a quick quiz to review essential topics and remind readers of the important elements. I’m not a fan of quizzes but in this case, it serves the serious student well to confirm their knowledge base for the upcoming chapters.

Overall, this is recommended to those with an interest in money and personal finance who might consider these topics too complicated."

- Jacqui M, Author and Adjunct Professor, California State University and University of California San Diego

Personal Finance Essentials is a comprehensive guide that provides readers with a solid foundation in the realm of personal finance. The book's structure is well thought out, making it accessible to individuals at various stages of their financial journey, from beginners to seasoned practitioners. 

What sets this book apart is its ability to break down the often intimidating world of taxes, helping readers understand the distinctions between different tax types and their respective responsibilities. One of the book's highlights is its treatment of retirement planning, a subject that holds immense significance for many readers. Each chapter's conclusion is marked by a well-crafted summary that elegantly ties together the key points discussed, serving as a valuable reference for readers. Additionally, the inclusion of quizzes at the end of each chapter enhances the learning experience, ensuring that readers absorb and retain the material effectively.

In sum, this book is a must-read for anyone seeking to navigate the complex world of personal finance. Written by an experienced professional, it caters to a broad audience, making it equally beneficial for those taking their first steps in financial planning and those looking to refine their existing knowledge and skills.

- Arkadiusz Mironko, Associate Professor of Management and Entrepreneurship Indiana University East

Customer Reviews

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J
Jacqui Murray
Good financial basics in layspeak

Ankur Mithal's Personal Finance Essentials You Always Wanted to Know (Vibrant Publishers 2023) provides a thorough overview of personal finance topics for the novice and others who want to backfill holes in their knowledge. Topics include:

Important Financial Concepts
Budgeting
Banking\Borrowing
Home Ownership
Investing
Insurance
Taxation
Retirement Planning

I'm pretty savvy on many of these topics, but still, Mithal managed to surprise me with a facts I didn't know--

"Fun fact Well-known investor Warren Buffet is understood to have started his investing journey at the age of 11 when he bought 6 shares of Cities Service preferred stock—three each for his sister Doris and himself, at $38 per share, eventually selling them for $40. When asked if he had any regrets about having started out at the age of 11, Buffet’s response was that he wished he had started out earlier, presumably hinting at the time value of money and the opportunity he lost by not having done so."

The book is written in layperson language making it easy to understand and consume. I didn’t have to look up words or memorize ideas to figure out what Mithal was saying. He kept it simple enough that each topic organically grew from prior ones. Chapters are delineated into essential items, key principles, and topics readers should expect to understand by the time they finish the book. Each chapter includes a chapter summary and a quick quiz to review essential topics and remind readers of the important elements. I’m not a fan of quizzes but in this case, it serves the serious student well to confirm their knowledge base for the upcoming chapters.

Overall, this is recommended to those with an interest in money and personal finance who might consider those topics too complicated or over their heads. With this book in hand, they aren't.